Are You a Stock or a Bond? A Moshe Milevsky Analysis

The title of my post this week comes from Professor Moshe Milevsky for the second time.  I’m giving you all a break from reading and including a link to this video where the good professor talks again about the difference between personal and financial capital.

Moshe Milevsky Annuities Analysis

Mr. Milevsky makes is very apparent that the amount of risk a person takes with financial assets should be inversely related to the type of risk associated with an individual’s personal capital.

If your income is unstable, your invested assets should be allocated conservatively.  Also, as your number of earning years decreases so should the level of risk on your financial assets.

Milevsky and I share these beliefs and I enjoy seeing someone of his stature provide evidence of the need for conservative retirement planning.

Annuities work well within this planning framework.  Each of you here understands that to a certain degree, which is why I am working to clarify the need for and use of annuities in retirement income planning.

Revisit the available reports and feel free to call or email at your convenience with specific questions you may have.

If you are not a member, sign up now for all the free information that will make the process of retirement income planning much more simple.

Please follow this link to see Dr. Milevsky’s video.

Written By

Bryan Anderson

Bryan Anderson is a licensed insurance producer and a career finance specialist. With Mr Pulsifer, he started Annuity Straight Talk to bring his unique views on guaranteed retirement income and planning to a wide audience. He enjoys working with investors around the US from his offices in NW Montana.

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