Annuity Returns: Which 10% Do You Want?

Newsletter

Does market volatility leave you confused when trying to calculate your annual investment returns?  Or, is a flashy piece of marketing making it hard to calculate the actual gain you can expect?  Investment products and marketing can confuse even the simplest concept, so read on… By learning the difference between an Average Rate of Return […]

Test Your Annuity IQ

Newsletter

Annuity Quiz We put this quiz together from the California State insurance licensing test. These are the types of questions your annuity agent may or may not have been asked to qualify them to sell Annuities. This may be all they know about these complex products! The answers are at the bottom. Most Americans use […]

Straight Talk on Fixed Index Annuities

Newsletter

Straight Talk on Fixed Index Annuities Few products generate as much confusion and controversy as fixed index annuities, both pro and con. We’re often asked if these products are any good. Want the Straight Talk? Money managers dislike fixed index annuities because they lose management assets and many insurance agents simply don’t do a good […]

Annuity Benefits and Riders

Newsletter

Generally speaking, Fixed Annuities and Variable Annuities offer add-on Annuity Benefits and Options.  These can add significant cost to your annuity.  The following are the key riders to watch out for… With added benefits come added expenses so be selective when you choose extra features and definitely do your homework so you know exactly what […]