Annuity Straight Talk Newsletter
-
![Blog1 post image Part 1: Timing the market. How Long Until You Retire?]()
September 26, 2018Part 1: Timing the market. How Long Until You Retire?
To start this series let’s take a look at the first factor that will tell you how to appropriately time the market when planning for retirement. Selling stocks at a high point sounds great but people tend to hang on a little longer than they should. We are at a historic high right now but few people […]
Read -
![Blog1 post image When Is The Right Time To Buy An Annuity?]()
September 7, 2018When Is The Right Time To Buy An Annuity?
When Is The Right Time To Buy An Annuity? Managing retirement assets is stressful and it’s very difficult to not make emotional decisions. Very few people are able to rely on objective analysis and it’s no surprise. The old saying that fear and greed are the driver’s behind most decisions is absolutely true. Given that […]
Read -
![Blog1 post image The Case for Annuities in a Retirement Portfolio]()
September 5, 2018The Case for Annuities in a Retirement Portfolio
If you are going to consider using annuities in a retirement plan it’s necessary to start by improving on traditional advice. If an annuity isn’t the better option then there’s no reason to buy one. The only reason I sell annuities for a living is because I know there are many instances where an annuity […]
Read -
![Blog1 post image More Advice From the Mainstream]()
September 1, 2018More Advice From the Mainstream
Comments and questions from the blog posts give me valuable feedback so I can refine my recommendations and create new ideas for retirement planning strategies. Some comments are thoughtful, inquisitive and insightful while others leave me scratching my head in confusion. After last week’s newsletter we received a call from another advisor who accused me […]
Read -
![Blog1 post image Retirement Planning Checklist]()
August 18, 2018Retirement Planning Checklist
Below is a basic list of items to consider when working to formulate an income plan for retirement. Much of what makes up this list requires a more detailed explanation as to why you might run into trouble when taking advice from someone else. I’ve heard of some advisors telling clients of mine they don’t […]
Read -
![Blog1 post image How Interest Rates Dictate Planning Decisions]()
August 10, 2018How Interest Rates Dictate Planning Decisions
As investors approaching or in retirement, you all need to understand a few fundamentals that will help you make the best decisions regarding asset allocation. With respect to this, I’d like to talk about interest rates as an indicator that gives you some idea of how to plan and what to expect from market performance. […]
Read -
![Blog1 post image AST Newsletter for August 4th, 2018]()
August 3, 2018AST Newsletter for August 4th, 2018
We’re going to start this off by talking about two of the more pressing issues that relate to retirement planning: interest rates and market volatility. The Fed met this week and decided to delay a rate increase this quarter but confirmed plans for two more rate increases later this year. I don’t mean to be […]
Read -
![Blog1 post image How an Annuity Can Increase Wealth in Retirement]()
July 11, 2018How an Annuity Can Increase Wealth in Retirement
I have made this claim during personal meetings with people and more recently updated a few places on the website to reflect the idea. You can own an annuity that allows you to increase wealth through retirement. It’s not the annuity that does this, it’s how you use the annuity that makes it work. This […]
Read -
![Blog1 post image Bonds vs. Indexed Annuities]()
June 25, 2018Bonds vs. Indexed Annuities
Bonds: The Traditional ‘Safe Money’ Choice Bonds are traditionally used as a safe, fixed-rate asset in an investment portfolio. As retirement approaches, conventional wisdom is to shift to a greater concentration of bonds to decrease risk. Many people end up in bond funds that further diversify risk and return by actively trading multiple classes of […]
Read -
![Blog1 post image Cons of Annuities]()
June 18, 2018Cons of Annuities
Most people approach the use of annuities in retirement planning with some sort of bias based on what they heard or read elsewhere. There’s no shortage of negative opinions but you’ve got to consider where those opinions come from. Typically you’re getting a perspective from someone who is in the business to sell you something […]
Read -
![Blog1 post image Factual Analysis of Index Annuities]()
August 20, 2017Factual Analysis of Index Annuities
Fixed index annuities will eventually find their place in the retirement planning marketplace, although not without a lot of kicking and screaming from the financial press. Let’s take a close look at some of the misleading information that explodes from seemingly reputable publications and a well-researched rebuttal from an insurance industry analyst. If you read […]
Read -
![Blog1 post image The Myth of the 8 Percent Annuity]()
November 30, 2016The Myth of the 8 Percent Annuity
you can make the myth of the 8% annuity excerpt appear here
Read
