Annuity Straight Talk
  • Annuity Newsletter
  • Annuity Podcast
  • About

1(800)438-5121

  • Annuity Newsletter
  • Annuity Podcast
  • About

1(800)438-5121

Subscribe to the largest and most influential public podcast on annuities & safe money in retirement. New episode every week!

March 3, 2023 Less than a minute read

Guaranteed Income: With or Without Fees?

Share this article

Guaranteed income annuities can be purchased with or without fees. No-fee or low-fee annuities offer a lower payout but fewer fees, while annuities with fees offer higher payouts but higher fees. The decision to purchase depends on your financial goals, risk tolerance, and investment preferences. 

To review the terms and fees, here’s Brian to guide you before making that decision.

What You’ll Learn from This Episode:

[2:37] There’s a product that completes your strategy, understands why you’re doing it and gets your goals to align

[4:15] There are a lot of different ways to use annuity without fees

[4:22] You only pay a fee if it provides an additional benefit that you want

[7:23] So either you pay a fee along the way or spend more in the beginning and get the same income

[7:41] Two Ways: Maximum Income and Remainder Value

[13:14] Some people will pay less money to produce the income, while others choose to pay no fee even if it costs more upfront.

Key Quotes:

[2:18] “The problem is you start analysing the product. And try to figure out if it will work for you.”

Resources:

Annuity Newsletter

Call Annuity Straight Talk at 800-438-5121 or schedule a call at AnnuityStraightTalk.com 

Author Photo

Written By

Bryan Anderson

More Podcasts

  • Guaranteed Minimum Annuity Values

    Listen

    March 31, 2023

    Blog1 post image Guaranteed Minimum Annuity Values
  • BS Annuity Illustrations

    Listen

    March 24, 2023

    Blog1 post image BS Annuity Illustrations
  • 2023 Bank Failure Apocalypse

    Listen

    March 18, 2023

    Blog1 post image 2023 Bank Failure Apocalypse
  • Case Study: Annuity Income Options

    Listen

    March 10, 2023

    Blog1 post image Case Study:  Annuity Income Options
  • News
  • Sitemap
  • Disclosures
  • Terms
  • Privacy
© Copyright - Annuity Straight Talk

The Annuity Straight Talk Flex Strategy™

The Annuity Straight Talk Flex Strategy™

If you’re the right kind of candidate, The AST Flex Strategy will protect your assets and increase your net worth through retirement.

See Strategy