Index annuities are marketed as offering the potential for higher returns than traditional fixed annuities while protecting against market downturns. The return is typically capped, so even if the index performs very well, the investor’s return will not exceed the cap.

Index annuities often have complex features, fees, and restrictions that make them less appealing to some investors than other investment products. Whether an index annuity is a good investment choice for an individual (or not) will solely depend on their specific financial goals, risk tolerance, and overall investment portfolio. It’s all about a matter of perspective.

What You’ll Learn from This Episode:

[1:55] Index Annuity Perspective

[3:14] Is an Index Annuity a Good Investment?

[3:57] Low Performance is not a Fault of the Annuity, but a Result of Economic Conditions

[4:54] Old Index Annuities can still Grow

[5:52] Keep Things in Perspective

[8:19] The Result of Buying an Annuity is Usually Dependent on External Forces, not the Annuity itself

[10:20] What Would You Do with Money in Stocks?

[10:45] The Most Volatile Markets Offer the Best Deals for Annuities

Resources:

Annuity Newsletter

Call Annuity Straight Talk at 800-438-5121 or schedule a call at AnnuityStraightTalk.com