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What Would You Do with an Old Variable Annuity?
Variable annuities are the most complex insurance products on the market. The basics are simple but there are so many details that a lot of contracts can end up being close to 200 pages. Raise your hand if you’ve ever read one of those entirely. VAs are the most popular annuities so a lot of people have them and many don’t know what to do with them.
I get this question rather frequently and another one came up last week. Should you keep an old variable annuity? Of course it all depends on your goals but I plan to show you why it’s not an easy decision to make, especially when someone is trying to sell you another product.