Current Secondary Market Annuity Inventory

[av_section min_height=” min_height_px=’500px’ padding=’no-padding’ shadow=’no-border-styling’ bottom_border=’no-border-styling’ bottom_border_diagonal_color=’#333333′ bottom_border_diagonal_direction=” bottom_border_style=” id=” color=’main_color’ custom_bg=’#0c1a39′ src=” attachment=” attachment_size=” attach=’scroll’ position=’top left’ repeat=’no-repeat’ video=” video_ratio=’16:9′ overlay_opacity=’0.5′ overlay_color=” overlay_pattern=” overlay_custom_pattern=” custom_class=” av_uid=’av-3bygyl6′]
[av_hr class=’invisible’ height=’20’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’50px’ custom_border_color=” custom_margin_top=’30px’ custom_margin_bottom=’30px’ icon_select=’yes’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ custom_class=” av_uid=’av-3a53s2y’]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” custom_class=” admin_preview_bg=” av_uid=’av-38k6qne’]

Today’s Exclusive Secondary Market Annuity Inventory:

[/av_textblock]
[/av_section]

[av_one_fourth first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-37p69qy’]
[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” custom_class=” admin_preview_bg=” av_uid=’av-34py3p6′]
[av_iconlist_item title=’Download Inventory PDF’ link=’manually,https://dcfexchange.com/inventory/_v3/admin/pdfs/AST.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-33aaj96′][/av_iconlist_item]

[/av_iconlist]
[/av_one_fourth]

[av_one_fourth min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-31epu3e’]
[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” admin_preview_bg=” av_uid=’av-awjl1m’]
[av_iconlist_item title=’Download Purchase Offer ‘ link=’manually,https://www.dcfexchange.com/downloads/DCF%20Purchase%20Offer-ID().pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-2ybscnu’][/av_iconlist_item]
[/av_iconlist]
[/av_one_fourth]

[av_one_fourth min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-2x4cs2y’]
[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” admin_preview_bg=” av_uid=’av-2vzu8d6′]
[av_iconlist_item title=’Download The Buyers Guide ‘ link=’manually,https://www.dcfexchange.com/downloads/DCF%20Exchange%20Buyers%20Guide.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-2ui9ncq’][/av_iconlist_item]

[/av_iconlist]
[/av_one_fourth]

[av_one_fourth min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-2rol0y2′]
[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” admin_preview_bg=” av_uid=’av-2r2vry2′]
[av_iconlist_item title=’Download The Executive Summary ‘ link=’manually,https://www.dcfexchange.com/downloads/SMA%20Exec%20Summary.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-2ohs0d6′][/av_iconlist_item]

[/av_iconlist]
[/av_one_fourth]

[av_hr class=’custom’ height=’50’ shadow=’no-shadow’ position=’center’ custom_border=’av-border-thin’ custom_width=’50px’ custom_border_color=” custom_margin_top=’10px’ custom_margin_bottom=’10px’ icon_select=’yes’ custom_icon_color=” icon=’ue808′ font=’entypo-fontello’ admin_preview_bg=” av_uid=’av-2n72jyi’]

[av_one_full first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-2m4dt2i’]

[av_tab_container position=’sidebar_tab sidebar_tab_left’ boxed=’border_tabs’ initial=’1′ av_uid=’av-2jn3uwq’ custom_class=”]
[av_tab title=’Exclusive Inventory’ icon_select=’yes’ icon=’ue810′ font=’entypo-fontello’ av_uid=’av-2i4gwq2′]
Click Here to Download current inventory.   Call or email to hold a case off-market for 48 hours.

Cases marked Exclusive are only available to our subscribers.

Reserve a case with a Purchase Offer.   Input the Case ID and your Purchaser Info, and return by email or fax to 800-348-9924.  Learn more in the tabs to the left.

[xyz-ihs snippet=”inventory-v3″]

[xyz-ihs snippet=”form-266-than-appt”]
[/av_tab]
[av_tab title=’Quick Summary ‘ icon_select=’yes’ icon=’ue81f’ font=’entypo-fontello’ av_uid=’av-2gzoi2i’]

Click for Video

Summary of Secondary Market Annuities:

  1. Secondary Market Annuities (SMA) are existing and in-force payment streams backed by annuities, available at a discounted price & higher yield than comparable fixed term annuities.
  2. Purchasers acquire the right to receive these future payments in a court ordered and state- regulated transfer procedure.
  3. SMA payments offer a higher yield and lower price because sellers need cash today, and they sell future payments at a discount.
  4. SMA payments are guaranteed, period certain, and will pay exactly as scheduled to the purchaser or their heirs.
  5. SMA payments have no volatility, no market exposure, no fluctuation in value, and no complicated terms or contracts.

How To Choose:

  1. Quick Close / In Stock cases are fully approved, ready to close
  2. Coming Soon cases are still in the court approval process, and typically close within 30 days
  3. Inventory is priced as of a projected close date- the final price will change slightly based on actual close date.
  4. Cash or IRA funds are accepted- Use GoldStar Trust as the self directed IRA custodian to purchase with qualified funds
  5. Cases can be split to suit individual needs, see “Split Cases” tab on this page and call for details

How to Buy:

  1. Hold a case for 48 Hours to take it ‘Off-Market’
  2. Reserve a case by sending  in a purchase order with purchaser details (name/address etc)
  3. If using qualified funds, open a Self Directed IRA with GoldStar and rollover/ transfer sufficient funds.
  4. Closing book is sent by Docusign for review and electronic signature.  For IRA’s, the purchaser signs a Direction of Investment to complete the purchase.
  5. Closing book contains the contractual assignments from seller, to intermediary, and then to purchaser, along with the final court order, carrier stipulation agreement or acknowledgement letter, amortization schedule, and payment servicing agreement.

Closing and Funding Process:

  1. No pre-purchase buyer deposits are required.
  2. Transactions are funded only after the purchaser has received and reviewed the complete closing book.
  3. Once purchaser reviews and e-signs the Absolute Assignment of Cash Flow and Payment Servicing Agreement, the purchase price is sent to the dedicated escrow account, and the case is closed.
  4. Closings are safe, quick and efficient through the use of a dedicated, third party escrow account and electronic signatures.

Receiving Income and Cash Flows:

  1. Income payments are received into a payment servicing account specific to each case and under the sole control of the purchaser.
  2. The payment servicer is GoldStar Trust Company, a federally regulated bank and trust company based in Texas.
  3. GoldStar receives payment from carrier and sends payments by ACH or check on to the purchaser, their  IRA if applicable, or to their heirs or assigns.
  4. Payment servicing allows for easy beneficiary designation, anonymity, and transferability to purchaser’s heirs, assigns, or estate.

[xyz-ihs snippet=”form-266-than-appt”]]
[/av_tab]
[av_tab title=’How to Choose & Buy’ icon_select=’yes’ icon=’ue81f’ font=’entypo-fontello’ av_uid=’av-2fl6ije’]
[av_one_half first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_breaking=” mobile_display=” av_uid=’av-2dmxkve’]

[av_heading tag=’h3′ padding=’10’ heading=’How to Choose Secondary Market Annuities’ color=” style=’blockquote classic-quote’ custom_font=” size=’20’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-2bmxuei’][/av_heading]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-29nhm3e’]

Click for Video

[/av_textblock]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-28ozray’]

Click to Download Slides

[/av_textblock]

[/av_one_half][av_one_half min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_breaking=” mobile_display=” av_uid=’av-262pjy2′]

[av_heading tag=’h3′ padding=’10’ heading=’How to Buy Secondary Market Annuities’ color=” style=’blockquote classic-quote’ custom_font=” size=’20’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-24mnet6′][/av_heading]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-7kcdq2′]

Click for Video

[/av_textblock]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-21aamve’]

Click to Download Slides

[/av_textblock]

[/av_one_half]
[xyz-ihs snippet=”form-266-than-appt”]
[/av_tab]
[av_tab title=’Frequent Questions’ icon_select=’yes’ icon=’ue81f’ font=’entypo-fontello’ av_uid=’av-207ivyi’]
[av_one_half first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_breaking=” mobile_display=” av_uid=’av-1z08gka’]

[av_heading tag=’h3′ padding=’10’ heading=’Top 10 Frequently Asked Questions’ color=” style=’blockquote classic-quote’ custom_font=” size=’20’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-1xfj4wq’][/av_heading]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-1vchntm’]

Click for Video

[/av_textblock]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-1tkgx56′]

Click to Download Slides

[/av_textblock]

[/av_one_half][av_one_half min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_breaking=” mobile_display=” av_uid=’av-1rsy6m2′]

[av_heading tag=’h3′ padding=’10’ heading=’Top 10 Questions You Must Ask A Broker’ color=” style=’blockquote classic-quote’ custom_font=” size=’20’ subheading_active=” subheading_size=’15’ custom_class=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-1psjnqi’][/av_heading]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-1nu009m’]

Click for Video

[/av_textblock]

[av_textblock size=” font_color=” color=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-1mu9kje’]

Click to Download Slides

[/av_textblock]

[/av_one_half]
[xyz-ihs snippet=”form-266-than-appt”]
[/av_tab]
[av_tab title=’Self Directed IRAs’ icon_select=’yes’ icon=’ue81f’ font=’entypo-fontello’ av_uid=’av-1jfa23u’]
[av_textblock size=” font_color=” color=” admin_preview_bg=” av_uid=’av-1hudg3u’]

Click for Video

To buy Secondary Market Annuities with qualified funds, a self-directed IRA is required. We have worked with many SDIRA custodians, however we only recommend GoldStar Trust. They offer the best service, the lowest price, and the fastest execution, and thus there is no reason to look elsewhere. Click Here for our guide to IRAs and Secondary Market Annuities. 
[/av_textblock]

[av_hr class=’default’ height=’50’ shadow=’no-shadow’ position=’center’ av_uid=’av-1gou18a’]

[av_one_half first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-1e9tbga’]

[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” admin_preview_bg=” av_uid=’av-1d2u90a’]
[av_iconlist_item title=’Traditional IRA Kit’ link=’manually,https://www.dcfexchange.com/downloads/SMA%20-%20Traditional%20IRA%20Kit.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-1aqyhl6′]
Download the Traditional IRA kit
[/av_iconlist_item]
[/av_iconlist]

[/av_one_half][av_one_half min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-1a4fnru’]

[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” admin_preview_bg=” av_uid=’av-17fc2q2′]
[av_iconlist_item title=’Roth IRA Kit’ link=’manually,https://www.dcfexchange.com/downloads/SMA%20-%20Roth%20IRA%20Kit.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-16d7h56′]
Download the Roth IRA Kit
[/av_iconlist_item]
[/av_iconlist]

[/av_one_half][av_hr class=’default’ height=’50’ shadow=’no-shadow’ position=’center’ av_uid=’av-14ixad6′]

[av_textblock size=” font_color=” color=” admin_preview_bg=” av_uid=’av-134dstm’]

THERE ARE FOUR STEPS IN AN SMA/IRA TRANSACTION:

  • Open the Gold Star IRA Account– Complete and sign the application and pay account opening fee
    • Account establishment fee of $65 annual/$25 opening can be paid by credit card.
    • Input “Annuity Straight Talk” on Page 8, the wholesale rep form.  This authorizes us to communicate with, but not direct, Gold Star regarding your SMA purchase.
  • Fund the Gold Star IRA- Page 5 , IRA Transfer, or page 6, Rollover Certification
    • Depending on the current custodian and the investments held, transfer may take 2 days or 4 weeks.
    • Typically, we wait until the SMA is court approved, then initiate transfer of funds to Gold Star.
  • Buy the SMA- Direction of Investment form, page 7
    • The best practice is to send in a signed DOI form when opening the account, but leave the investment amount blank until the closing book is priced and prepared.  After you approve the transaction, GoldStar will fill in the final investment price from the closing book after you approve
  • Approve Closing Book
    • Review the closing book prior to funding
    • Once reviewed and approved by client, Gold Star signs the Absolute Assignment and the Servicing Agreement as custodian, and funds the purchase of the SMA
    • Closed/Funded/Complete

[/av_textblock]

[xyz-ihs snippet=”form-266-than-appt”]
[/av_tab]
[av_tab title=’Amortization Calculator’ icon_select=’yes’ icon=’ue83a’ font=’entypo-fontello’ av_uid=’av-2tbm7e’]

  1. Load an available cash flow by selecting the case code from the drop-down menu & click Solve.
    1. To adjust closing date,  enter the new date in the “starting” investment field,  and click Solve.
  2. Click ‘Schedule’ to see amortization, and click ‘PDF’  to download. Note, some browsers may block PDF popup.

[xyz-ihs snippet=”Calculator-V2″]

[xyz-ihs snippet=”form-266-than-appt”]

Understand Rates on Secondary Market Annuities

An SMA investment price is the Present Value cost of the specific Future Value payments shown, at the Discount Rate shown, and Priced On the date shown.

The Basics of Time Value of Money

The basic premise is that a dollar today is worth more than a dollar tomorrow.  How much more? Well that depends on your discount rate.  Thus, there are three key terms to understand the concept of “Time Value of Money” and of discounted cash flow (DCF) math.

Future Value- FV is one or more payments, at specific dates in the future. With Secondary Market Annuities, it’s the specific payment description, for example, “120 monthly payments of $1000 starting on 1/1/2020 until 12/1/2029” or “One lump sum of $100,000 on 12/1/2030” This is the Future Value(s) you receive

Discount Rate- this is the rate at which a Future Value decays, or is discounted.  in the most basic sense, $100 one year from now is worth $95 today, at a 5% discount rate.  For our purposes with Secondary Market Annuities, the Discount Rate, is the same as the Effective Rate, and is also the same as the Internal Rate of Return, or the Annual Percentage Yield.  This rate is clearly shown on the inventory page.

Present Value- PV is the value today (or on a specific date) of the specific Future Value(s) of the payment stream, discounted to that purchase date at the Discount Rate shown. In our case, Present Value is also the Purchase Price or investment cost, and the day we use to calculate that PV is the ‘Priced On’ date shown on the inventory.

Every Future Value needs to be discounted using the Discount Rate, back to today, using the compounding period specified, to arrive at today’s Present Value for that specific payment.

Thus, every piece of information you need to verify the mathematics is shown on our inventory page, and so…

An SMA investment price is the Present Value cost of the specific Future Value payments shown, at the Discount Rate shown, and Priced On the date shown.

There’s no mystery to it at all, but unfortunately people accustomed to complex annuities with hidden fees and charges just don’t believe that what you see is, in fact, what you get.

All this can be verified using a good discounted cash flow annuity calculator.  Use ours above or click HERE for an MS excel example amortization schedule and XIRR calculation.
[/av_tab]
[av_tab title=’Downloads’ icon_select=’yes’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-xuro2y’]
[av_one_half first min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-we5lcq’]

[av_heading heading=’Purchase Documentation’ tag=’h3′ style=’blockquote classic-quote’ size=’20’ subheading_active=” subheading_size=’15’ padding=’5′ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-v8alt6′][/av_heading]

[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-tp3ibe’]
[av_iconlist_item title=’Download The SMA Purchase Offer’ link=’manually,https://www.dcfexchange.com/downloads/DCF%20Purchase%20Offer-ID().pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-rcaiwq’][/av_iconlist_item]
[av_iconlist_item title=’Download The SMA Buyers Guide’ link=’manually,https://www.dcfexchange.com/downloads/DCF%20Exchange%20Buyers%20Guide.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-q5ve22′][/av_iconlist_item]
[av_iconlist_item title=’Download The Sample Closing Book’ link=’manually,https://www.dcfexchange.com/downloads/DCF-Closing-Book-Redacted.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-nkqzbu’][/av_iconlist_item]
[/av_iconlist]

[/av_one_half][av_one_half min_height=” vertical_alignment=” space=” custom_margin=” margin=’0px’ padding=’0px’ border=” border_color=” radius=’0px’ background_color=” src=” background_position=’top left’ background_repeat=’no-repeat’ animation=” mobile_display=” av_uid=’av-mwja5m’]

[av_heading heading=’Learn More’ tag=’h3′ style=’blockquote classic-quote’ size=’20’ subheading_active=” subheading_size=’15’ padding=’5′ color=” custom_font=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-l97nfu’][/av_heading]

[av_iconlist position=’left’ iconlist_styling=” custom_title_size=” custom_content_size=” font_color=” custom_title=” custom_content=” color=” custom_bg=” custom_font=” custom_border=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” admin_preview_bg=” av_uid=’av-imog0a’]
[av_iconlist_item title=’Download the Executive Summary’ link=’manually,https://www.dcfexchange.com/downloads/SMA%20Exec%20Summary.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-gw82ne’][/av_iconlist_item]
[av_iconlist_item title=’Download the SMA Overview Whitepaper ‘ link=’manually,https://www.dcfexchange.com/downloads/DCF-%20Summary%20of%20Secondary%20Market%20Annuities.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-ffwxfu’][/av_iconlist_item]
[av_iconlist_item title=’Download The In Depth SMA Article ‘ link=’manually,https://www.dcfexchange.com/downloads/DCF-%20In%20Depth%20SMA%20Article.pdf’ linktarget=’_blank’ linkelement=’both’ icon=’ue82d’ font=’entypo-fontello’ av_uid=’av-djrftm’][/av_iconlist_item]
[/av_iconlist]

[/av_one_half][av_textblock size=” font_color=” color=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-ch51t6′]
[xyz-ihs snippet=”form-266-than-appt”]
[/av_textblock]
[/av_tab]
[av_tab title=’About Payment Servicing’ icon_select=’yes’ icon=’ue81f’ font=’entypo-fontello’ av_uid=’av-agj0ve’]
All the secondary market annuities we sell utilize a professional servicing company to handle the payment stream.  This is a policy used by the leaders of the SMA industry, and follows precisely the procedures used by institutional clients and securitization portfolios of Structured Settlement Annuities.  We have adopted the same procedures as a matter of good business policy. This page details how payment servicing works with SMA’s.

WHAT ARE THE BENEFITS OF PAYMENT SERVICING?

Payment servicing is common in banking, credit card processing, securities, mortgage servicing, property management, IRA administration, investment management, consumer finance, auto finance… in short, nearly every transaction in the financial landscape involves a form of payment servicing.

The benefits of payment servicing are as follows:

  • Easy account administration for address & bank account changes
  • Easy administration for heirs/successors/beneficiaries of payments
  • Human interface for account issues
  • ACH transfers and direct deposit–incredibly, many insurance carriers will NOT accommodate ACH deposits!
  • Easy transferability of payments to new owners, beneficiaries, or heirs.

One of the key benefits of servicing is the last mentioned: transferability. It is a simple process for a purchaser to re-transfer a payment stream that is properly serviced.  No involvement from the seller, factor, or agent is required; since the purchaser holds all rights to the cash flow, they simply notify the servicer of a transfer.

OUR PREFERRED PAYMENT SERVICER:

We have entered into a long term relationship with GoldStar Trust Company to perform payment servicing, account management, and policy service for our agents and clients.  GoldStar is the trust only branch of a $4B (assets) bank and is a market leader in self directed IRA administration as well.  Their regulatory and compliance structure and market leading position in IRA and bond administration makes them a trusted and stable partenr in our process.

GoldStar’s servicing platform ensures you always have a human interface to deal with any changes in your circumstances such as changing address or switching bank accounts. Whatever your needs, GoldStar will handle them directly with the carrier and you. The setup costs for this service are paid by the DCF Exchange and your payment servicing agreement is included in each case Closing Book.

WHO IS GOLDSTAR?

GoldStar Trust Company is the trust-only branch of a $4B Texas bank.  The Trust company is one of the nation’s leading Self-Directed IRA custodians and is known for its fantastic customer service and attention to detail. GoldStar serves as Paying Agent and Trustee for issuers of Church Bonds and Municipal Bonds in 38 states, and handles over 30,000 customer IRA accounts.  As a regulated custodian for billions of dollars of client assets, their expansion into payment servicing for Secondary Market Annuities is a natural extension of their capabilities..

PAYMENT SERVICING FEE SCHEDULE:

  • Set Up Fees, paid by us
  • Periodic Fees, deducted from each payment received
    • $5 per distribution for monthly payment accounts
    • $25 per lump sum payment, deducted when the distribution is made

Considering the benefits, the payment servicing fees are nominal, and far less than IRA or other custodian service providers.  When you consider the liquidity options alone, servicing is a bargain!

PAYMENT SERVICING SUMMARY:

Payment servicing offers benefits of liquidity, anonymity, and flexibility.  Reassigning, gifting, or direct depositing an SMA payment stream can be difficult without a servicing arrangement. Utilizing the best in class servicer, we offer you this additional flexibility on every case.

[xyz-ihs snippet=”form-266-than-appt”]
[/av_tab]
[av_tab title=’Inventory- Table View’ icon_select=’yes’ icon=’ue84c’ font=’entypo-fontello’ av_uid=’av-9h7sze’]
[xyz-ihs snippet=”inventory”]

[xyz-ihs snippet=”form-266-than-appt”]
[/av_tab]
[/av_tab_container]

[/av_one_full][av_hr class=’default’ height=’50’ shadow=’no-shadow’ position=’center’ av_uid=’av-7drjhm’]

[av_hr class=’default’ height=’50’ shadow=’no-shadow’ position=’center’ av_uid=’av-3sj6x6′]

[av_sidebar widget_area=’SMA Footer Signup’ av_uid=’av-1xufga’]