Fixed Indexed Annuity Rates

Rates last updated: August 6, 2026

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22 Companies, 178 Products, 255 Rates found

CompanyProductMinimum PremiumSurrender TermFixed rateS&P 500 cap
Prudential FinancialPruSecure$100,0007 yr4.00%65.00%
Prudential FinancialPruSecure Advisor$100,0007 yr4.00%65.00%
Prudential FinancialPruSecure Advisor$100,0005 yr4.00%64.00%
Corebridge FinancialPower 5 Protector$100,0005 yr4.00%60.00%
Prudential FinancialPruSecure$100,0005 yr4.00%60.00%
Midland National Life Insurance CompanySummit Focus 3$100,0003 yr4.30%35.00%
Prudential FinancialElevate Accumulator$25,00010 yr4.00%28.00%
Prudential FinancialSurepath$25,0004.00%28.00%
Prudential FinancialElevate Accumulator$25,0007 yr4.00%25.00%
Prudential FinancialSurepath$25,0007 yr4.00%25.00%
Americo Financial Life and Annuity Insurance CompanyLibertyMark Freedom 10$10,00010 yr4.25%21.65%
Americo Financial Life and Annuity Insurance CompanyLibertyMark Freedom 10 LT$10,0004.25%19.90%
Americo Financial Life and Annuity Insurance CompanyLibertyMark Freedom 7$10,0007 yr4.00%18.50%
Fidelity and GuarantyF&G Power Accumulator 10$10,00010 yr17.50%
Fidelity and GuarantyF&G Power Accumulator 7$10,0007 yr17.50%
Fidelity and GuarantyF&G SecureBuilder&reg$100,0005 yr17.50%
Fidelity and GuarantyF&G SecureBuilder&reg$100,0007 yr17.50%
Fidelity and GuarantyPerformance Pro$10,00010 yr16.00%
North American Company for Life and Health InsuranceNAC Control. X$20,00010 yr4.00%15.00%
Prudential FinancialElevate Income$25,00010 yr3.00%14.00%
Prudential FinancialSurepath Income$25,0003.00%14.00%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II Advisory$100,0005 yr14.00%
Midland National Life Insurance CompanySummit Edge 10$100,00010 yr3.60%13.50%
Midland National Life Insurance CompanySummit Edge 7$100,0007 yr3.50%13.50%
Fidelity and GuarantyFG AccumulatorPlus 10$10,00010 yr3.90%13.25%
Global Atlantic - Forethought Life Insurance CompanyForeIncome II Advisory$100,0007 yr4.25%13.00%
North American Company for Life and Health InsuranceMax Elite Accumulation 5$100,0005 yr4.10%13.00%
Fidelity and GuarantyFG AccumulatorPlus 7$10,0007 yr3.90%13.00%
Midland National Life Insurance CompanySummit Edge 5$100,0005 yr3.40%13.00%
North American Company for Life and Health InsuranceMax Elite Accumulation 7$100,0007 yr4.20%12.75%
Integrity Life Insurance Company (W&S)Indextra$15,0005 yr4.45%12.50%
Integrity Life Insurance Company (W&S)Indextra$15,0004.40%12.50%
Integrity Life Insurance Company (W&S)Indextra$15,0007 yr4.35%12.50%
North American Company for Life and Health InsuranceMax Elite Accumulation 10$100,00010 yr4.25%12.50%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II$100,0007 yr12.50%
Fidelity and GuarantyAccelerator Plus 14$10,00014 yr3.75%12.25%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II$100,0005 yr12.25%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II$100,00012.25%
Fidelity and GuarantyAccelerator Plus 10$10,00010 yr3.75%12.00%
Americo Financial Life and Annuity Insurance CompanyGrowth Commander 10$10,0003.95%11.75%
Americo Financial Life and Annuity Insurance CompanyGrowth Commander 6$10,0006 yr3.95%11.65%
MassMutual Ascend Life Insurance CompanyIndex Protector 5 MVA$50,0005.00%11.50%
Athene Annuity and Life CompanyAthene Performance Elite 7$10,0007 yr11.50%
Athene Annuity and Life CompanyAthene Performance Elite 7 Plus$10,0007 yr11.50%
Corebridge FinancialPower Index Advisory$100,0004.50%11.35%
Americo Financial Life and Annuity Insurance CompanyOptiMark$10,00010 yr2.85%11.00%
Americo Financial Life and Annuity Insurance CompanyOptiMark LT$10,00010 yr2.85%11.00%
Corebridge FinancialPower Select Advisory$100,0004.00%10.85%
Reliance Standard Life Insurance CompanyReliance Accumulator 10$20,00010 yr5.10%10.75%
Brighthouse FinancialBrighthouse SecureKey 10-Year$100,00010 yr4.00%10.75%
Global Atlantic - Forethought Life Insurance CompanyIncome 150+ SE Advisory$100,0007 yr4.00%10.75%
Athene Annuity and Life CompanyAthene Agility 10$5,00010.75%
Midland National Life Insurance CompanyMNL RetireVantage 10$75,00010 yr4.75%10.60%
Reliance Standard Life Insurance CompanyReliance Accumulator 7$20,0007 yr5.10%10.50%
Reliance Standard Life Insurance CompanyKeystone Index Annuity$10,00010 yr5.00%10.50%
Pacific Life Insurance CompanyPacific Index Foundation 2$100,00010 yr4.20%10.35%
Pacific Life Insurance CompanyPacific Index Foundation 2$100,0009 yr4.20%10.35%
Pacific Life Insurance CompanyPacific Index Foundation 2$100,0007 yr4.10%10.30%
Lincoln FinancialCore Capital$100,0005 yr5.65%10.25%
Lincoln FinancialOptiblend Advisory 5$100,0005 yr5.25%10.25%
Reliance Standard Life Insurance CompanyReliance Accumulator 5$20,0005 yr5.05%10.25%
Sagicor Life Insurance CompanySage Accumulator$75,00010 yr5.00%10.25%
Sagicor Life Insurance CompanySage Accumulator$75,0007 yr5.00%10.25%
Sagicor Life Insurance CompanySage Accumulator$75,0005 yr5.00%10.25%
Fidelity and GuarantySecure Landing$10,0007 yr4.00%10.25%
Pacific Life Insurance CompanyPacific Index Foundation 2$100,0005 yr4.00%10.25%
Athene Annuity and Life CompanyAthene Agility 7$5,0007 yr10.25%
American National Insurance CompanyStrategy Indexed Plus 10$5,00010 yr10.20%
North American Company for Life and Health InsuranceNAC VersaChoice 10$75,00010 yr4.75%10.10%
Athene Annuity and Life CompanyAthene Accumulator 10$100,0005.00%10.00%
Lincoln FinancialLincoln Covered Choice 5 II$100,0005 yr5.00%10.00%
Lincoln FinancialLincoln FlexAdvantage$100,0005 yr5.00%10.00%
Lincoln FinancialLincoln Set 5 II$100,0005 yr5.00%10.00%
Lincoln FinancialOptiBlend$100,0005 yr5.00%10.00%
Reliance Standard Life Insurance CompanyKeystone Index Annuity$10,0007 yr4.95%10.00%
Pacific Life Insurance CompanyPacific Advisory Fixed Indexed Annuity$25,0004.75%10.00%
Clear Spring Life and Annuity CompanyClearFlex$5,00010 yr4.60%10.00%
Symetra Life Insurance CompanyEdge Elite$100,0005 yr4.50%10.00%
Symetra Life Insurance CompanyEdge Elite$100,0007 yr4.50%10.00%
Symetra Life Insurance CompanyEdge Revolution$100,0005 yr4.50%10.00%
Symetra Life Insurance CompanyEdge Revolution$100,0007 yr4.50%10.00%
Fidelity and GuarantySecure Landing$10,0005 yr4.00%10.00%
Nationwide Life Insurance CompanyPeak&reg 10$100,00010 yr3.55%10.00%
MassMutual Ascend Life Insurance CompanyIndex Protector 7$100,0007 yr5.30%9.75%
Reliance Standard Life Insurance CompanyKeystone Index Annuity$10,0005 yr4.90%9.75%
Athene Annuity and Life CompanyAthene Accumulator 5$100,0005 yr4.90%9.75%
Athene Annuity and Life CompanyAthene Accumulator 7$100,0007 yr4.90%9.75%
Lincoln FinancialOptiBlend$100,0007 yr4.85%9.75%
Lincoln FinancialLincoln FlexAdvantage$100,0007 yr4.80%9.75%
Lincoln FinancialOptiBlend$100,00010 yr4.65%9.75%
Clear Spring Life and Annuity CompanyHighlander 7$5,0007 yr4.50%9.75%
Athene Annuity and Life CompanyAthene Aviator 10$100,00010 yr4.05%9.75%
Athene Annuity and Life CompanyAthene Protector 5$100,0005 yr9.75%
Athene Annuity and Life CompanyAthene Protector 7$100,0007 yr9.75%
Jackson National Life InsuranceMarketProtector Advisory$100,0005.15%9.70%
Midland National Life Insurance CompanyMNL Endeavor 8$75,0008 yr4.65%9.60%
Corebridge FinancialAG Choice Index 10$100,0004.00%9.60%
Corebridge FinancialPower 10 Protector$100,00010 yr4.00%9.60%
Corebridge FinancialPower 7 Protector$100,0007 yr4.00%9.60%
Corebridge FinancialPower Index 5 Plus$100,0005 yr4.00%9.60%
Corebridge FinancialPower Index 7 Plus$100,0007 yr4.00%9.60%
Corebridge FinancialPower Select Builder$100,0003.75%9.60%
Midland National Life Insurance CompanyAccelerate 5$20,0005 yr4.65%9.50%
Athene Annuity and Life CompanyAthene Aviator 5$100,0005 yr3.90%9.50%
Athene Annuity and Life CompanyAthene Performance Elite 15$10,00015 yr3.70%9.50%
Athene Annuity and Life CompanyAthene Performance Elite 15 Plus$10,00015 yr3.70%9.50%
Midland National Life Insurance CompanyLiveWell Preferred Fixed Index Annuity$100,00010 yr2.95%9.50%
Midland National Life Insurance CompanyLiveWell Preferred Fixed Index Annuity$100,0008 yr3.85%9.45%
Midland National Life Insurance CompanyLiveWell Preferred Fixed Index Annuity$100,0007 yr2.75%9.40%
Fidelity and GuarantyF&G Flex Accumulator$10,00010 yr3.75%9.25%
Midland National Life Insurance CompanyLiveWell Preferred Fixed Index Annuity$100,0005 yr2.65%9.25%
Lincoln FinancialOptiBlend$100,0009 yr4.40%9.00%
North American Company for Life and Health InsurancePrimePath Pro 12$20,00012 yr3.75%9.00%
Protective Life Insurance CompanyProtective Asset Builder II$100,0007 yr3.55%9.00%
Oceanview Life and Annuity CompanyCapLock Fixed Indexed Annuity$20,0005 yr3.50%9.00%
Oceanview Life and Annuity CompanyCapLock Fixed Indexed Annuity$20,0007 yr3.50%9.00%
Protective Life Insurance CompanyProtective Asset Builder II$100,0005 yr3.50%9.00%
Midland National Life Insurance CompanyCapital Income$20,0007 yr3.25%9.00%
North American Company for Life and Health InsurancePerformance Choice 8$20,0008 yr4.75%8.90%
Protective Life Insurance CompanyProtective Asset Builder II$100,00010 yr3.65%8.90%
MassMutual Ascend Life Insurance CompanyAssuranceSelect 7 Plus$100,0007 yr4.55%8.85%
Pacific Life Insurance CompanyIndex Advisory$100,0007 yr4.35%8.80%
Pacific Life Insurance CompanyIndex Advisory$100,0005 yr4.25%8.75%
MassMutual Ascend Life Insurance CompanyAmerican Legend 7$100,0007 yr4.05%8.75%
Global Atlantic - Forethought Life Insurance CompanyForeIncome II$100,0003.25%8.75%
Corebridge FinancialPower Select AICO$100,0005 yr2.00%8.60%
Nationwide Life Insurance CompanyPeak$100,0007 yr4.45%8.50%
MassMutual Ascend Life Insurance CompanyPremier Income Bonus$10,0007 yr4.30%8.50%
Pacific Life Insurance CompanyIndex Edge$100,00010 yr4.30%8.50%
Pacific Life Insurance CompanyIndex Edge$100,0007 yr4.25%8.50%
Midland National Life Insurance CompanySummit Discovery 7$100,0007 yr4.00%8.50%
Pacific Life Insurance CompanyIndex Edge$100,0005 yr4.00%8.50%
North American Company for Life and Health InsurancePrimePath Pro 10$20,00010 yr3.70%8.50%
North American Company for Life and Health InsuranceNorth American Secure Horizon$25,00010 yr8.50%
Oceanview Life and Annuity CompanyHarbourview Fixed Indexed Annuity$20,0005 yr6.00%8.40%
Oceanview Life and Annuity CompanyHarbourview Fixed Indexed Annuity$20,00010 yr8.50%8.30%
Oceanview Life and Annuity CompanyHarbourview Fixed Indexed Annuity$20,0007 yr8.30%8.30%
Global Atlantic - Forethought Life Insurance CompanyForeIncome II$100,0007 yr3.25%8.25%
Fidelity and GuarantyF&G SecureIncome&reg 7$10,0007 yr8.25%
Jackson National Life InsuranceMarketProtector$100,0007 yr4.45%8.15%
Jackson National Life InsuranceMarketProtector (CA)$100,0007 yr4.45%8.15%
Jackson National Life InsuranceMarketProtector$100,0005 yr4.40%8.10%
Jackson National Life InsuranceMarketProtector (CA)$100,0005 yr4.40%8.10%
MassMutual Ascend Life Insurance CompanyAssuranceSelect 5 Plus$100,0005 yr4.50%8.00%
MassMutual Ascend Life Insurance CompanyAmerican Landmark 5$100,0005 yr4.00%8.00%
American National Insurance CompanySmart Start Accumulator$5,00010 yr3.35%8.00%
American National Insurance CompanySmart Start Accumulator$5,0009 yr3.35%8.00%
Athene Annuity and Life CompanyAthene Performance Elite 10$5,0008.00%
Athene Annuity and Life CompanyAthene Performance Elite 10 Plus$5,0008.00%
Corebridge FinancialPower Index 5 NY$100,0005 yr8.00%
Corebridge FinancialPower Index Premier NY$100,0007 yr8.00%
Pacific Life Insurance CompanyPacific Index Foundation$100,00010 yr4.00%7.85%
Pacific Life Insurance CompanyPacific Index Foundation$100,0007 yr3.85%7.80%
MassMutual Ascend Life Insurance CompanyIndex Protector 4$50,0004 yr4.65%7.75%
Integrity Life Insurance Company (W&S)Indextra NY$100,0001 yr4.45%7.75%
Pacific Life Insurance CompanyPacific Index Foundation$100,0005 yr3.75%7.75%
Pacific Life Insurance CompanyPacific Index Dimensions$100,00010 yr3.50%7.65%
Nationwide Life Insurance CompanyPeak 5$100,0005 yr4.15%7.50%
Nationwide Life Insurance CompanyPeak 5 A$100,0005 yr4.15%7.50%
Jackson National Life InsuranceMarketProtector$100,00010 yr3.85%7.50%
Jackson National Life InsuranceMarketProtector (CA)$100,0009 yr3.85%7.50%
Fidelity and GuarantyProsperity Elite 14$10,00014 yr3.75%7.50%
Pacific Life Insurance CompanyPacific Index Dimensions$100,0007 yr3.40%7.45%
Global Atlantic - Forethought Life Insurance CompanyForeIncome II$100,0005 yr3.00%7.35%
Athene Annuity and Life CompanyAthene Ascent Pro 10$5,0003.80%7.25%
Fidelity and GuarantyProsperity Elite 10$10,00010 yr3.75%7.25%
Clear Spring Life and Annuity CompanyHighlander$5,00010 yr3.60%7.25%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II$100,00010 yr7.25%
Oceanview Life and Annuity CompanyHarbourview Fixed Indexed Annuity$20,0003 yr7.50%7.00%
Fidelity and GuarantyProsperity Elite 7$10,0007 yr3.75%7.00%
Midland National Life Insurance CompanyMNL IncomeVantage Pro$20,00010 yr3.45%7.00%
American National Insurance CompanyASIA Plus$5,00010 yr3.10%7.00%
Global Atlantic - Forethought Life Insurance CompanyIncome 150+ SE$100,0007 yr3.00%7.00%
Global Atlantic - Forethought Life Insurance CompanyIncome 150+ SE$100,0003.00%7.00%
American National Insurance CompanyStrategy Indexed Plus 10$5,0003.85%6.80%
MassMutual Ascend Life Insurance CompanySafe Return$25,00010 yr4.25%6.75%
Athene Annuity and Life CompanyAthene Ascent Pro 7$5,0007 yr3.70%6.75%
Corebridge FinancialPower Index Plus Income$100,0007 yr3.05%6.60%
North American Company for Life and Health InsuranceNorth American Secure Horizon Choice$25,0005 yr4.25%6.50%
North American Company for Life and Health InsuranceNorth American Secure Horizon Choice$25,0007 yr3.50%6.50%
Fidelity and GuarantyFGNY Index-Choice 10$10,00010 yr3.00%6.50%
North American Company for Life and Health InsuranceNorth American Charter Plus 14$75,00014 yr3.00%6.50%
American National Insurance CompanyStrategy Indexed Plus 7$5,0007 yr2.85%6.40%
MassMutual Ascend Life Insurance CompanyAssuranceSelect 3 Plus$50,0003 yr3.40%6.25%
Midland National Life Insurance CompanyMNL IndexBuilder 10$75,00010 yr3.10%6.25%
Clear Spring Life and Annuity CompanyViStar$5,00010 yr3.50%6.00%
Protective Life Insurance CompanyProtective Income Builder$100,0007 yr3.15%6.00%
North American Company for Life and Health InsuranceNorth American Charter Plus 10$75,00010 yr3.00%6.00%
MassMutual Ascend Life Insurance CompanyAmerican Landmark 3$50,0003 yr6.00%
Protective Life Insurance CompanyProtective Indexed Annuity NY$100,00010 yr3.10%5.65%
Protective Life Insurance CompanyProtective Indexed Annuity NY$100,0007 yr3.05%5.55%
Midland National Life Insurance CompanySummit Journey 10$20,00010 yr3.10%5.50%
Protective Life Insurance CompanyProtective Indexed Annuity NY$100,0005 yr3.00%5.50%
Athene Annuity and Life CompanyAthene Ascent Pro 10 Bonus$5,0002.85%5.50%
Fidelity and GuarantyF&G 1-2-3$10,00010 yr2.80%5.50%
Jackson National Life InsuranceJackson Income Assurance Advisory 10$25,0002.65%5.50%
Lincoln FinancialLincoln FlexAdvantage Income$75,00010 yr3.25%5.25%
Lincoln FinancialOptiBlend Income$75,00010 yr3.25%5.25%
Jackson National Life InsuranceJackson Income Assurance Advisory 7$25,0002.65%5.25%
Lincoln FinancialLincoln FlexAdvantage Income$75,0007 yr3.20%5.20%
Lincoln FinancialLincoln FlexAdvantage Income 7 Access$75,0007 yr3.20%5.20%
Lincoln FinancialOptiBlend Income$75,0007 yr3.20%5.20%
Pacific Life Insurance CompanyPacific Index Income$100,00010 yr3.10%5.10%
Pacific Life Insurance CompanyPacific Index Income$100,0009 yr3.10%5.10%
American National Insurance CompanyASIA Plus$5,0007 yr3.00%5.10%
Symetra Life Insurance CompanySymetra Prestige$25,00010 yr3.25%5.00%
Symetra Life Insurance CompanySymetra Stride$25,00010 yr3.25%5.00%
Pacific Life Insurance CompanyPacific Index Income$100,0007 yr3.05%5.00%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II with Premium Enhancement$100,0003.00%5.00%
American National Insurance CompanySmart Start Accumulator Plus$5,00010 yr2.85%5.00%
American National Insurance CompanySmart Start Accumulator Plus$5,0009 yr2.85%5.00%
American National Insurance CompanySmart Start Accumulator Plus with Fee$5,00010 yr2.85%5.00%
North American Company for Life and Health InsuranceIncome Pay Pro$20,00010 yr2.50%5.00%
North American Company for Life and Health InsuranceNAC BenefitSolutions 10$20,00010 yr2.30%5.00%
North American Company for Life and Health InsuranceNorth American Secure Horizon Accelerator$25,00010 yr5.00%
Pacific Life Insurance CompanyPacific Index Income$100,0005 yr3.00%4.90%
Corebridge FinancialPower 10 Protector Plus Income$100,00010 yr2.65%4.90%
Symetra Life Insurance CompanySymetra Income Edge Plus$100,0007 yr3.00%4.75%
Jackson National Life InsuranceJackson Income Assurance 10$25,0002.65%4.75%
Corebridge FinancialPower 7 Protector Plus Income$100,0007 yr2.40%4.60%
Jackson National Life InsuranceJackson Income Assurance 7$25,0007 yr2.65%4.50%
American National Insurance CompanySmart Start Accumulator Plus with Fee$5,0009 yr2.50%4.50%
North American Company for Life and Health InsuranceNorth American Secure Horizon Plus$25,00010 yr3.50%4.25%
Global Atlantic - Forethought Life Insurance CompanyForeAccumulation II with Premium Enhancement$100,00010 yr4.00%
Corebridge FinancialPower Select Plus Income$100,0001.80%3.50%
Protective Life Insurance CompanyProtective Guaranteed Income$100,00010 yr3.15%3.25%
Fidelity and GuarantyF&G Safe Income Advantage$10,00010 yr2.50%2.50%
Midland National Life Insurance CompanyIndexMax ADV$50,0005 yr5.45%
Midland National Life Insurance CompanyIndexMax ADV$50,0007 yr5.35%
Midland National Life Insurance CompanySummit Laddered$100,0007 yr5.15%
Integrity Life Insurance Company (W&S)JourneyMark 7$10,0007 yr5.05%
Midland National Life Insurance CompanySummit Laddered$100,0005 yr5.05%
Midland National Life Insurance CompanySummit Navigate$10,0005 yr5.00%
Midland National Life Insurance CompanySummit Navigate$10,0007 yr4.85%
Integrity Life Insurance Company (W&S)JourneyMark 10$10,0004.80%
Americo Financial Life and Annuity Insurance CompanyElite 5$10,0004.35%
Integrity Life Insurance Company (W&S)JourneyMark 5$10,0005 yr4.25%
Integrity Life Insurance Company (W&S)Indextra NY$100,0005 yr4.20%
Athene Annuity and Life CompanyAthene AccuMax 5$100,0005 yr4.10%
North American Company for Life and Health InsuranceNAC Guaranteed Allocation$20,00010 yr4.00%
Integrity Life Insurance Company (W&S)Indextra NY$100,0007 yr4.00%
North American Company for Life and Health InsuranceNAC Guaranteed Allocation$20,0007 yr3.90%
Integrity Life Insurance Company (W&S)Indextra NY$100,00010 yr3.90%
American National Insurance CompanyRate Certainty Annuity$5,0003.85%
American National Insurance CompanyRate Certainty Annuity$5,0007 yr3.80%
American National Insurance CompanyRate Certainty Annuity$5,0005 yr3.80%
North American Company for Life and Health InsuranceNAC Guaranteed Allocation$20,0005 yr3.80%
Athene Annuity and Life CompanyAthene AccuMax 7$100,0007 yr3.35%
Athene Annuity and Life CompanyAthene Agility 10$5,00010 yr2.90%
Athene Annuity and Life CompanyAthene Performance Elite 10$5,00010 yr2.90%
Athene Annuity and Life CompanyAthene Performance Elite 10 Plus$5,00010 yr2.90%
Athene Annuity and Life CompanyAthene Agility 10$10,0009 yr2.90%
Athene Annuity and Life CompanyAthene Performance Elite 10$10,0009 yr2.90%
Athene Annuity and Life CompanyAthene Performance Elite 10 Plus$10,0009 yr2.90%
Athene Annuity and Life CompanyAthene Agility 7$10,0007 yr2.75%